Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning. The earlier you start, the better off you will be, because education is the key to success when it comes to money.
Resources like IGRAD, how to reach your financial goals one step at a time. Please join iGrad, a personal finance program provided by Montclair State University and Financial Cents whose mission is to foster an engaging and educational environment where all students can develop skills and build confidence that will expand their financial wellness, also provided and available at Montclair University.
This guide was created by Kenny Uko at Montclair State University.